Health Insurance for Expats

Lifelong coverage for expats, retirees and families. Pre-existing conditions considered. Personal advice in your language.

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Our Health Insurance Partners

We work with leading insurers to find the right coverage for your needs and budget.

Pacific Cross POPULAR

Thailand's leading health insurer with 45+ years local experience. 9 flexible plans from basic to premium.

  • Coverage 275K – 100M THB
  • Pre-existing conditions considered
  • Lifetime renewability to age 99
  • Direct billing at 500+ hospitals
  • Entry age: 0 – 80 years
  • No claim discount up to 20%

WrLife

International insurance with 30+ years experience. Fixed premiums that don't increase with age.

  • Coverage $10K – $1M (international)
  • No maximum entry age
  • Premiums stay the same with age
  • Max. 3% increase after a claim
  • Cancer always covered
  • USD, EUR or THB premiums

BDAE / Allianz

German insurer backed by Allianz. Contracts and documents in German. Ideal for German-speaking expats.

  • 3 tariffs: Basic, Classic, Premium
  • Worldwide coverage (4 zones)
  • German contracts & support
  • Pre-existing with surcharge possible
  • Entry age: up to 75 years
  • Starting from €44/month

Helvetia / Coris

Swiss insurance group since 1858. No maximum entry age. Simple plans with transparent coverage.

  • 3 plans: Basic, Plan X, Plan Y
  • No maximum entry age
  • Hospital cover up to €100K
  • Outpatient up to €1,000/year
  • Transport & evacuation included
  • Governed by Slovenian law

Why Expats Choose Us

Personal service, honest advice, and the right insurance for your situation.

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Pre-existing Conditions

Many conditions can be covered – even diabetes, hypertension and more.

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Lifetime Coverage

Renewable coverage for life – no cancellation due to age or claims.

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Direct Billing

Cashless treatment at hundreds of partner hospitals.

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Apply from Abroad

Already abroad? No problem. Apply and manage from anywhere.

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Personal Advice

Real people, not call centers. We speak English, German and French.

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Home Country Covered

Visiting home? You're still covered for several months.

Ready to Get Covered?

Request a free, non-binding quote – we'll find the right plan for you.

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